The whole estate plan, under control. In one place.
Truman Planner holds the trusts, estates and companies in a plan, and every asset they own, in one record: who holds what, under which instrument, what each dollar is for tax and for principal and income, and what still needs a trustee's decision.
Everything the plan holds, and everything it decides.
An estate plan is a set of vehicles and the assets inside them. Most practices keep the structure in a diagram, the assets in a spreadsheet, the books in an accounting file and the decisions in email. Truman Planner keeps them in one record that agrees with itself.
The structure
Trusts, estates, LLCs, partnerships and corporations, and the ownership between them, as of any date. Who holds what percentage, since when, and under which document.
The assets
Real property, securities, interests in companies, notes. Each sits in the entity that holds it, with tax basis, appraised value and fiduciary carrying value kept as the three different numbers they are.
The instruments
Trust instruments, operating agreements and amendments, with the provisions that matter found, quoted and verified by a person before any rule leans on them.
The people
Beneficiaries and their interests, trustees and the offices they hold, owners and members. A beneficiary sees their own statement and nothing else.
The money between them
Loans and notes between entities, distributions from a company to the trust that owns it, contributions in. Each lands on both sides as the event it is, never as two unrelated lines.
The decisions
Every discretionary distribution cites the provision it was made under or routes to review. Request, approval and payment are three records with three dates, never one.
The books a trustee can stand behind.
Underneath the plan is a ledger built for fiduciaries rather than adapted from one built for businesses.
Four answers about every dollar
What the entity owns, what it earned under the instrument, what it may carry out for tax, and what still needs a decision. Kept apart, each traceable to the rule that produced it.
Nothing posts itself
Bank activity and QuickBooks exports are staged, proposed a classification by your rules or by a model, and reach the ledger only when someone with authority accepts them.
History is never rewritten
The ledger is append-only and hash-chained. A correction is a new entry that says what it corrects and why. Fiduciary accountings, DNI and beneficiary statements are read from the same events, so they always agree.
Draw the next step. See what it does. Then apply it.
A new holding company, an interest moved from one trust to another, a member bought out. Truman lets you sketch the change as a scenario against the live structure, review what it would mean, and apply it on an effective date with a rationale, keeping the scenario as the record of what was considered.
- Scenarios, not edits. A draft never touches the live record until someone applies it.
- Effective dates. The structure is answerable as of any date, past or planned.
- Born complete. An entity created from a scenario gets the same chart of accounts and rule packs as one created by hand.
- What was reviewed stays. An applied scenario is kept, immutable, beside the entities it produced.
From a diagram and a spreadsheet to one defensible record.
Map the plan
Add the entities one at a time or the whole book from a single file, with the ownership between them. Each is born with its chart of accounts and the rule packs for its governing law.
Record what each one holds
Assets with basis and value, the instrument that governs them, the beneficiaries and owners. Truman finds the provisions that matter and asks a person to verify them.
Bring in the history
Stage a bank or accounting export. Lines are matched to your rules, suggested a classification where no rule applies, and queued for review.
Decide, then report
Trustees accept, decide and close periods. Fiduciary accountings, DNI and beneficiary statements come from the same events, so they always agree.
Built for the people who administer the plan.
Family offices and private trustees
Dozens of related entities and the assets inside them, one view of what needs attention across all of them, and the record to show a beneficiary or a court.
Corporate trustees and trust companies
Many families, each in its own organization, nothing crossing between them. Roles for officers, bookkeepers and reviewers, with every discretionary act recorded against the instrument that authorised it.
The professionals around them
A CPA role that adopts tax positions and resolves tax review without trustee powers. An attorney role that verifies provisions and nothing else. Each sees what their office needs.
Administration, not planning. Truman Planner administers the plan your attorney drafted. Where you need the plan itself drawn or revised, our partner law office provides that service, separately from the platform.
Built for United States trusts and entities. Rule packs for federal law, Texas and Florida ship today, each cited to its statute and reviewed by your counsel before being relied upon. Other states are added as you need them.
Decision support. Never the decision.
A platform that quietly made fiduciary choices would be a liability, not a product. Truman Planner's limits are structural, enforced by permissions rather than good behaviour.
- It does not draft or replace an estate plan. It administers the one your attorney wrote.
- It does not exercise discretion, approve or pay a distribution, or make a tax election.
- It does not verify a governing provision; an attorney does, and the record says who.
- A model may propose a classification and explain a result. It may not post, resolve a review item, close a period or compute a balance.
- It does not give legal or tax advice, and it does not prepare or sign a return.
Start with one trust. Bring the whole plan when you are ready.
14 days free, no card needed. Per entity, per month after that, and your records stay readable whether or not you continue.